Gyanteilen

Thoughts on tech and life as an NRI in Germany

Salary After Tax in Germany: My Personal Guide to Calculate Your Net Income

· 3 min read

How to calculate your net salary in Germany step by step — Steuerklasse, social contributions, health insurance deductions, and what to actually expect in your bank account using brutto-netto-rechner.

How to Transfer Money from Germany to India

· 4 min read

My personal experience using Wise, XE, and InstaReM to transfer money from Germany to India — how each works, the two-step bank transfer timing, and my strategy for getting the best EUR to INR exchange rate.

How to Avoid Passport Jurisdiction Trap at PSK Chandigarh

· 6 min read

What happened when I applied for passport renewal at PSK Chandigarh — the jurisdiction rule, bank passbook stamp issue, and what to do when your application is put on hold. Essential reading before moving abroad to Germany, UK, Canada, or anywhere else.